Terms & Conditions

Terms and Conditions Agreement
This Terms and Conditions Agreement (“Agreement”) is entered into by and between Financial Angels DBA (FinancialAngels.me) (“Company”) and the user (“Client” or “You”) accessing or using the services provided by the Company.

  1. Services Provided
    The Company offers one primary service:
    Surplus Funds Recovery: The Company assists clients in identifying and claiming surplus funds resulting from tax overages (due to tax deed foreclosure), mortgage foreclosure surplus recovery, and unclaimed state funds (‘missing money’) that our clients are legally entitled to but either have not claimed or may not be aware of.
  2. Client Responsibilities
    By utilizing the Company’s services, the Client agrees to the following:
    Provide accurate and complete information necessary for the provision of services.
    Act in good faith and adhere to any recommendations or advice provided by the Company’s financial coaching services.
    Understand that results may vary, and the Company does not guarantee specific outcomes or financial gains. We only guarantee disbursement of funds to the client that are legally certified in the event of a successful claim.
  3. Payment Structure
    The Company operates on a contingency fee basis for surplus funds recovery services. This means that the Client will only be charged a fee if and when surplus funds are successfully recovered and paid to the Client.
    The Company’s fee will be a percentage of the recovered funds, as agreed upon in advance between the Company and the Client and where allowed by law in the jurisdiction in which the funds are recovered.
  4. Confidentiality
    The Company will maintain the confidentiality of all client information and will not disclose any personal or financial details without the Client’s explicit consent, except as required by law. Clients Documentation will be processed by the appropriate government entities for the sole purpose of completing a claim and disbursing funds to the client and the Business, Financial Angels DBA.
  5. Limitation of Liability
    The Company shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising out of the use of its services.
    The Client acknowledges that the Company’s services are provided “as is” without any warranties, express or implied.
  6. Termination
    This Agreement may be terminated upon mutual written agreement between the Company and the Client, once the Client is under contract for services.
    Upon termination, any outstanding fees owed to the Company shall become immediately due and payable.
  7. Indemnification and Hold Harmless
    The Client agrees to indemnify and hold harmless the owners of [Business Name] and their respective affiliates, officers, agents, and employees from any claims, damages, losses, liabilities, costs, or expenses arising out of or related to the Client’s use of the Company’s services.
    In case of disputes, remediation, or arbitration, clients waive their right to file a lawsuit against the owners of FinancialAngels.me for any reason.
    Clients and clients’ attorneys waive their right to file criminal charges against FinancialAngels.me for any reason.
    FinancialAngels DBA Agrees to ensure timely processing of funds recovery within the bounds of the law and due process.
  8. Governing Law
    This Agreement shall be governed by and construed in accordance with the laws of The State of Florida, United States, without regard to its conflict of law principles.
    By accessing or using the Company’s services, the Client acknowledges that they have read, understood, and agree to be bound by the terms and conditions of this Agreement.
    Financial Angels DBA reserves the right to update or modify these terms and conditions at any time without prior notice. It is the Client’s responsibility to review this Agreement periodically for changes.
    If you have any questions or concerns regarding this Agreement, please contact us at consulting@financialangels.me

  1. DISCLAIMER:
    FinancialAngels.me DOES NOT engage in ANY ILLEGAL OR NON-COMPLIANT BUSINESS PRACTICES.

WE DO NOT CONDUCT ANY TRANSACTIONS WITH OR FOR OUR CUSTOMERS THAT ARE PROMISED A RETURN ON INVESTMENT. OUR SERVICES HELPS CLIENTS RECOVER FUNDS THAT ARE ALREADY OWED TO THEM VIA UNCLAIMED SURPLUS FUNDS HELD BY THE STATE AND COUNTY GOVERNMENTS OF THE UNITED STATES. THIS IS A LEGAL, LEGITIMATE BUSINESS RECOGNIZED BY LOCAL AND NATIONAL GOVERNMENTS. WE HELP CLIENTS RECEIVE MONEY THAT ALREADY BELONGS TO THEM, WITHOUT ANY DEBT COLLECTION WHATSOEVER.

  1. LET US BE PERFECTLY CLEAR. OUR BUSINESS AT FINANCIALANGELS.ME DOES NOT ENGAGE IN ANY ILLEGAL BUSINESS PRACTICES WHATSOEVER. WE ARE CERTIFIED IN PROFESSIONAL ETHICS AND TAKE THIS VERY SERIOUSLY.
  2. No content such as nudity, pornography, sex toys, or other adult content
  3. No speech that is hateful, profanity, violent, incites violence, or similar speech
  4. No Firearms, Ammo, Gun Ranges (Common for guns to be sold at Gun Ranges)
  5. No Cigarettes, Cigars, Tobacco Products (Chew, etc), Vape, Vape Juice, or similar items
  6. No Cannabis, Marijuana, CBD, THC, Hemp or similar items
  7. No Spam/Fraud team has flagged the number/business/traffic for spam or fraud
  8. No Loan Marketing
  9. No Submission includes mortgage loans, auto loans, student loans, personal loans, payday loans or other loans being marketed
  10. No 3rd Party Debt Collection. We are NOT debt collectors.
  11. No Gambling, includes Casino, Betting, or Gambling
  12. No Sweepstakes
  13. No sweepstakes, contest, other prize awards
  14. No Stock Alerts
  15. No stock, the stock market, and similar content
  16. No Cryptocurrency
  17. No Submissions that includes Cryptocurrency, NFTs, Block chain and other similar currencies
  18. No Risk Investment
  19. No Campaign represents a fiscal transaction where end users are promised a return on initial investment. We do not engage in fiscal transactions where users are promised a return on investing. WE OFFER A FREE SERVICE. WE DO NOT COLLECT FUNDS FROM OUR CLIENTS. WE ARE PAID BY THE GOVERNMENT UPON SUCCESSFUL COMPLETION OF A CLAIM, UNLESS OTHERWISE APPLICABLE BY LAW.
  20. No Debt Reduction, content about consolidating or reducing debt
  21. No Credit Repair
  22. We Do NOT include content about repairing/improving credit
  23. No 3rd Party Lead Generation
  24. WE DO NOT SHARE YOUR INFORMATION OUTSIDE OF THE BUSINESS. WE ARE NOT IN THE BUSINESS OF GENERATING AND SELLING LEADS.
  25. No Personal customer information is shared outside of the end business with Partners, Affiliates, 3rd Parties or other businesses the mobile user has not directly opted in to receive SMS or have their information shared with
  26. No Federally Illegal Substances
  27. No Phishing Campaign
  28. No Spam/Fraud team has flagged the number/business/traffic for phishing campaigns
  29. No High Risk – Fraud
  30. NO FRAUD. We are certified in professional ethics and have zero tolerance for fraud.
  31. No Spam/Fraud team has flagged the number/business/traffic for spam or fraud
  32. No High Risk – Deceptive Marketing
  33. We are certified in professional ethics and DO NOT engage in deceptive marketing practices. We are honest with our communications.

Once again – to be perfectly clear – we do NOT engage in any of the above listed business practices.

We exist solely to help our clients recover unclaimed funds that they are legally entitled to.

WE DO NOT ENGAGE IN INVESTMENT ADVICE

WE DO NOT ENGAGE IN DEBT COLLECTION

WE DO NOT OFFER CREDIT PRODUCTS

WE DO NOT OFFER MORTGAGES NOR MORTGAGE LOANS

WE ARE GOOD AND DECENT PEOPLE WHO WANT TO HELP CLIENTS RECOVER THIER SURPLUS FUNDS.